When we think of identity theft, we typically think in terms of some unknown person utilizing our private information for personal gain. What about when your wife or husband misappropriates your information without your knowledge or consent and opens lines of credit in your name. If you report it to the police, chances are you will be told "There's nothing we can do for you sir, she's your wife." What do you do?
Well, I've had several cases over the years where clients have come to me totally frustrated because they are now on the hook to a creditor for charges, cash advances or purchases they did not make or authorize. In some instances, they've even been sued and now are embroiled in a lawsuit they must defend! We can address the fraud in a limited aspect in the divorce. The reality is the divorce Judge can do little in terms of the third party creditor. My first piece of advice to anyone facing this kind of a situation is to send a certified letter to Experian, Equifax and Transunion asking them each to put a security freeze on your credit. If you are a victim of identity theft, then there is no fee for this service. It is well worth the peace of mind of knowing there will be no further credit transactions allowed. Make sure you include your name, date of birth, social security number, address, addresses where you have lived for the past 2 years and the fee for the service. You will be allowed to seal your credit reports and be issued a personal identification number that you can use to temporarily access your credit to make legitimate applications for credit.
Feel free to contact me if you need further assistance with an identity theft issue. Call 407-898-3150 or go to my website: Family Law and Orlando Divorce Attorney
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